B2C Buyer Experience · 2026 · US & UK · Home Services

The Home Services Buyer Experience Report 2026

How AI is being embraced by home services consumers and what brands need to do to meet their expectations.

Respondents134 home services consumers (US + UK combined)
Field Period8–22 May 2026
VerticalHome Services
Published ByInvoca
Introduction

After a year of rapid AI rollouts and innovation, home services consumers are taking notice

A year ago, integrating AI into the home services buying journey was still a debate among brands. They were rushing to deploy it, while consumers were openly resistant, and marketing and CX leadership anxiously analyzed whether the risk was worth it.

A year later, the debate has quieted, in part because the AI got better. It’s faster, more polished, and more useful. So good, in fact, that 63% of US and UK home services consumers can’t reliably tell when they’ve been talking to AI or a person. And the share who say their last AI interaction made the home services buying experience worse has fallen year-over-year, from 20% to 16%.

The home services brands that deployed AI effectively over the last year have been rewarded by consumers grateful for rapid, reliable service. In many cases, it’s so good that consumers just don’t care whether it was AI helping them or not. But when AI interactions go wrong, keep in mind that home services consumers are quick to blame the brand that chose to deploy it, not the vendor who built it for them, by a margin of more than 3.5 to 1.

This changes the calculus of AI investment for home services marketing and CX leaders. AI has cemented its importance in the buying journey, but a new question—and risk—has emerged: is your AI good enough to protect your brand and hand off to a human when it can’t?

Read on for what home services consumers told us, what’s changed since 2025, how home services buyers differ from consumers in other categories, and where the data points your CX investments next.

In summary

At a glance

79%
of US and UK home services consumers will switch to a competitor that responds faster
16%
say AI made the home services buying experience worse — 4 points lower than 2025
3.5×
more US and UK home services consumers blame the brand than the AI when AI fails
01

Most home services consumers have encountered a brand’s AI, and most don’t mind anymore

The negative sentiment that defined the 2025 conversation about brand AI has softened across most measures for home services buyers. The share who said AI made their home services buying experience worse has dropped from 20% in 2025 to 16% in 2026.

And yet, the share who say AI made their experience meaningfully better has held roughly flat at 54%. The bulk of the movement is from “worse” to “neutral.” AI is no longer making a bad impression among home services buyers—it’s making no impression at all. For consumer-facing technology like this, going unnoticed is a reasonable goal.

How brand AI affected the home services buying experience
Q23 · US and UK home services consumers, 2025 vs 2026

Home Services vs other categories: 54% of home services buyers say AI improved their experience, higher than the US and UK cross-industry average of 44%. Brands here are setting the pace on AI experience quality.

Home services buyers
54%
US & UK cross-industry avg
44%

The ideal interaction is talking to a person who deals with the problem as quickly as possible, either during the interaction or shortly after, possibly after a few comments on the chat.

Gen X, automotive / home services purchase

02

Many home services consumers can’t tell when they’re talking to AI

Have you ever realized after the fact you were talking to AI?
Q33 · US and UK home services consumers

One of the most striking findings in the 2026 home services data is also the simplest. When we asked US and UK home services consumers whether they had ever realized, after the fact, that an interaction they thought was with a human was actually with AI, only 37% said yes. The other 63% either said they have never had that realization or weren’t sure.

This indicates that AI technology has crossed a quality threshold. A year ago, brand AI was identifiable by its stiffness, scripts, and a general refusal to deviate from preset paths. Today, voice and text AI is good enough that most US and UK home services consumers can’t reliably distinguish it from a human agent. That’s a win for the technology and for the brands that deployed it carefully.

03

When AI fails, brands take the blame by a wide margin

We asked home services consumers who they primarily blame when an AI interaction with a brand goes badly. The result is a wake-up call for any CMO or CX leader who treats AI deployment as a vendor decision.

Blame the brand outpaces blame the AI by more than 3.5 to 1. Add the consumers who hold the brand at least partially accountable, and roughly 73% of US and UK home services consumers will tie a bad AI experience back to the company that chose to deploy it. The vendor takes none of the heat.

Who do you blame when AI fails?
Q41 · US and UK home services consumers
04

Consumers want AI to introduce itself

How important is it that a brand’s AI clearly identifies itself as AI?
Q32 · US and UK home services consumers

US and UK home services consumers have definitely made up their minds about whether AI should identify itself in customer interactions. 86% say it matters that a brand’s AI clearly identifies itself, and 55% say it matters a great deal. They’re not waiting for regulators to force the issue. They already expect disclosure, so for brands, this is a low-cost, high-trust tactic to deploy now.

05

“Forced” feelings are easing, but the volume hasn’t dropped

A year ago, 63% of US and UK home services consumers said they felt forced to interact with a brand’s AI most or all of the time. This year, that figure dropped 17 points. But the underlying volume of AI interactions hasn’t dropped; consumers are simply encountering AI more often and resenting it a little less.

Feel forced to interact with brand AI
Q24 · US and UK home services consumers, 2025 vs 2026
Does brand AI make you feel more or less valued?
Q28 · US and UK home services consumers, 2025 vs 2026

The risk for brands is complacency. Consumers are fickle, and over 38% of home services consumers still feel that brands using AI to assist them value them less. That has climbed from 34% in 2025, a 4-point increase. It’s a reminder that improvement must be continuous to keep your customers satisfied.

06

Consumers prefer AI for simplicity and speed

We asked US and UK home services consumers when they actually prefer AI to a human, and the answers are consistent with the broader market — simplicity and speed win.

When consumers actually prefer AI to a human
Q37 · US and UK home services consumers (multi-select, totals exceed 100%)
What is AI worst at?
Q40 · US and UK home services consumers (multi-select, totals exceed 100%)

The “avoiding waiting on hold” finding is the one that should move home services investment decisions. Roughly a third of US and UK home services consumers will choose AI specifically to avoid a hold queue, meaning brands without a competent AI frontline are losing good leads at the moment they’re most likely to convert.

I picked [AI] because it seemed like the fastest and easiest way to solve the problem without waiting for a live representative.

Gen X, multiple categories purchase

07

Speed is the conversion battleground

If there’s a single piece of data in this report that should change a home services marketing budget, it’s the gap between what consumers expect and what they actually get in response speed after filling out a lead form.

There is a 16-point gap between expectation and delivery, and a near-universal willingness to walk if a faster option appears.

The cost of a slow response is a lost conversion.

Response expectation vs delivery within one hour
Q1 expected · Q3-a actually received · Q7 will switch
What do consumers do if the response is too slow?
Q5 · US and UK home services consumers
08

Consumers still prefer to call when they need help

For all the talk of digital-first buying journeys, US and UK home services consumers still pick up the phone when they need help with a high-stakes purchase. 37% prefer calling when they have a problem and need help — more than any other channel. The preference for calling has dropped from 47% in 2025 to 37%.

Ultimately, I would prefer doing business with a human being. It can be in person, text, email, or phone, but I want another person to be responding.

Boomer, home services purchase

Preferred channel when consumers have a problem and need help
Q15 · US and UK home services consumers
09

Consumers mostly call for more information

Why do consumers call businesses during a purchase?
Q13 · US and UK home services consumers (multi-select, totals exceed 100%)

When US and UK home services consumers call a business during a high-stakes home services purchase, they’re most often seeking more information. These are expensive, even life-altering purchases, and consumers want to be confident they’re making the right decision.

Disturbingly, 26% called because the information they needed wasn’t available online, a stat that has barely moved in three years despite continued investment in digital experiences.

Closing the online information gap is one of the highest-leverage CX investments a home services brand can make.

10

Generative AI use when researching purchases is growing rapidly

We asked consumers whether they had used a generative AI tool, like ChatGPT, Gemini, or Claude, to help research a high-stakes purchase. The 17-point jump is among the largest year-over-year changes in the dataset.

A year ago, generative AI was something younger consumers experimented with. This year, it’s a default research step for most adults.

63%
of home services consumers used generative AI to research their purchase, up from 46% in 2025. A 17-point jump.
Used generative AI to research a high-stakes purchase
Q49 · US and UK home services consumers, 2025 vs 2026
Top use cases for generative AI in the buying journey
Q49 · US and UK home services gen AI users (multi-select)
11

The Boomer story: slower to adopt, firmly human at the close

The Boomer story in home services is more restrained than the headline market narrative. Just 19% of home services Boomers have used generative AI to research a high-stakes purchase — a smaller foothold than younger generations, and a reminder that the holdouts in this category haven’t fully come around yet.

Used generative AI to research a high-stakes purchase, by generation
Q49 · US and UK home services consumers, 2026
Prefer a human representative when both options are equally available, by generation
Q35 · US and UK home services consumers

The picture that emerges is of an older audience that is now using generative AI as a research tool, while still preferring human-led conversations when they’re ready to make the decision. Even so, 100% of home services Boomers still prefer a human representative when both options are equally available. The implication for home services brands targeting older consumers: AI matters at the discovery stage, humans matter at the close.

12

Human connection still wins where it counts

For all the AI advances, US and UK home services consumers haven’t changed their minds about what they want at the moment of a high-stakes home services purchase decision. 52% prefer human help to AI when both are equally available, and 90% say human connection during a high-stakes home services purchase is important or very important — up from the 84% recorded in 2025.

How important is human connection during a high-stakes purchase?
Q47 · US and UK home services consumers
When both options are equally available, who would you prefer?
Q35 · US and UK home services consumers

AI is welcome in the home services buyer journey, especially upstream, but the human stays in the loop when the customer is ready to commit.

If a lot of menial information can be passed through AI, it would make no difference. But for a high-stakes purchase, I expect some sort of human interaction.

Gen Z, multiple categories purchase

13

Consumers are more tolerant of bad experiences, but they’re hanging up faster

These two data points look contradictory at first, but they tell a connected story on a second look.

Consumers will not wait. They expect to be heard, and if they’re not, they’ll abandon the call but not necessarily abandon the brand.

They’ve become substantially more forgiving year-over-year, with a 13-point drop in the share who say they’d stop doing business after a single bad experience.

But if you don’t answer their call quickly, you’ll never get a chance to make that first impression.

Hung up after being placed on hold for too long
Q18 · US and UK home services consumers, 2025 vs 2026
Likely to stop doing business after one bad experience
Q20 · US and UK home services consumers, 2025 vs 2026

Home Services vs other categories: home services buyers are less tolerant than the US and UK cross-industry average (51% would stop after one bad experience, vs 42%); and they hang up less readily than buyers in other categories (66% vs 73%).

Home services (stop after one)
51%
US & UK cross-industry avg
42%
Home services (hang up)
66%
US & UK cross-industry avg
73%
14

AI voice agents have arrived, and consumers are open to them

This year, for the first time, we asked US and UK home services consumers whether they had spoken to an AI voice agent on the phone during a recent home services purchase journey. 57% have either definitely or possibly done so — a meaningful level of adoption for a technology that barely existed twelve months ago.

Have you spoken to an AI voice agent in the last 12 months?
Q31 · US and UK home services consumers
AI voice exposure: home services vs the US and UK average

That’s higher than the US and UK cross-industry average of 52%, suggesting home services brands have been more aggressive than peers in deploying voice AI. Where exposure is high, getting the experience right matters more, not less.

Home Services
57%
All US and UK verticals (avg)
52%
What this means for your CX investment

AI has found its place in the buying journey, but it can’t replace the human touch

The 2026 data shows that we’re at an inflection point. Consumers demand fast service when making important purchase decisions, and they’re more open than ever to getting it from AI. As always, they also want to choose how and when to engage with your brand.

What it boils down to is properly balancing fast AI automation and empathetic human connections. One does not replace the other. AI must be deployed well enough that consumers hardly notice it, human help must be available whenever they need it, and every touchpoint has to be connected from clicks to AI chats to calls and conversions to make the journey seamless. The more effectively you can connect with your buyers at every moment, the more likely you are to convert them.

Discover Invoca’s AI →
About the survey

Methodology

For this report, Invoca surveyed 1,356 consumers in the US and UK who researched and made a high-stakes purchase in the last 12 months across seven industries: automotive, healthcare, home services, insurance, financial services, telecommunications, and travel. This report combines 134 home services consumers across the US and UK. Home Services is reported on a combined basis because the unique sample in each individual market was small; 2025 baselines are drawn from both the US and UK Home Services reports and averaged. A high-stakes purchase is one where consumers take time to weigh options, research, and put more thought into the decision because of cost or complexity. Respondents who made more than one qualifying purchase may appear in more than one vertical report. Cross-category comparisons are made against the US and UK cross-industry average across all seven verticals. Year-over-year comparisons reference the 2025 Home Services Buyer Experience Reports; the 2025 reports published generational data on an all-respondent basis, so generational trends here are computed fresh from the 2026 home services sample and, where cells are small, should be read as directional. Results may not total 100% due to rounding and multi-select question formats. The field survey was performed via the Gather conversational survey platform between 8 and 22 May 2026. Powered by Gather (gatherhq.com).

134
US and UK home services respondents
7
industries in the full study
8–22 May
2026 field period